Posted by admin on
November 25, 2008
Affordable Health Insurance Texas - Options For Those Who Rarely Fall Sick
1. If you are the type that is rarely ever sick you’ll save a lot by buying catastrophic health insurance instead. You get coverage for those conditions or medical needs that may arise suddenly.
The biggest advantage of this policy is where sudden health conditions or accidents result in huge bills that could at best be [...]
Posted by admin on
November 24, 2008
Affordable Health Insurance Texas - Options For Those Who Rarely Fall Sick
1. If you are the type that is rarely ever sick you’ll save a lot by buying catastrophic health insurance instead. You get coverage for those conditions or medical needs that may arise suddenly.
The biggest advantage of this policy is where sudden health conditions or accidents result in huge bills that could at best be [...]
Posted by admin on
November 21, 2008
Auto Insurance Principles Should Apply To Health Insurance
Many Americans rely on their automobiles to get to work. No automobile means no job, no rent or mortgage money, no food. A single parent, struggling to make ends meet in the suburbs with 100,000 miles on the odometer, would presumably welcome the guaranteed opportunity for low-priced insurance that would take care of every possible [...]
Posted by admin on
November 20, 2008
Texas May Be Getting Smart About Health Insurance Cards
Every individual who has health insurance in Dallas , Houston and elsewhere in Texas probably has an insurance card that he/she carries in his/her wallet. Politicians in Texas are considering taking this concept one step further by requiring health insurance companies to electronically embed coverage information into health insurance “smart” cards.
By swiping such a health [...]
Posted by admin on
November 20, 2008
Small Business Health Insurance Basics In Texas
Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deductibles and co-pays; making sense of plan limitations and exclusions; deciphering a dictionary’s worth of insurance-speak. It’s enough to make anyone feel like a high-school freshman [...]
Posted by admin on
November 20, 2008
Forming A Private Purchasing Cooperative For Health Insurance In Texas
As stated by the Texas Department of Insurance, the Texas Legislature enacted three bills that allow small business employers to form cooperatives for the purchase of employer health benefit plans in Dallas, Houston and throughout Texas. All three types of cooperatives are private purchasing cooperatives under state law. Texas Insurance Code Chapter 1501, Subchapter B [...]
Posted by admin on
November 20, 2008
On Your Own - Self-Employment And Health Insurance In Texas
There are more than a million individual or family-owned businesses in Texas, and more people are contemplating opening their own business every day. For the small business owner, the same subject always comes up — self-employed health insurance. Take a look at what you are up against. As a self-employed individual in Dallas, Houston or [...]
Posted by admin on
November 20, 2008
Limited Benefit Health Insurance - Is It A Good Deal?
These days, everyone is looking for ways to save money. Some have found that buying cheap health insurance is one way to go. And while this has its upside, you should be careful, because you may end up with a health crisis.
For many folks in Dallas, Houston or throughout Texas with no health insurance, a [...]
Posted by admin on
November 20, 2008
Texas Residents Finding Options For Health Insurance
Companies looking for ways to cut costs in a competitive marketplace are increasingly looking to health insurance as a source of savings. While that’s not good news for employees, it does represent something of a trend — employees purchasing their own health insurance or filling in the gaps left by workplace budget cuts.
In Texas, however, [...]
Posted by admin on
November 20, 2008
Medical Bankruptcies - The Growing Reality
Catastrophic illnesses are claimed to have triggered approximately half of all personal bankruptcies in the United States. According to recent findings from a Harvard University study, most people who go bankrupt because of medical problems also have health insurance. Researchers found that many private insurance plans that offer limited catastrophic coverage were inadequate and offer [...]